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🧼 Step 4: Eliminate “Invisible” Spending

Ways to cut expenses to save for a vacation

Many Americans overspend without realizing it. Cut small expenses that don’t add value to your life.

Cut or reduce:

• Daily Starbucks runs
• Unused subscriptions (Netflix, Spotify, gym)
• Impulse Amazon purchases
• Weekend takeouts

💡 Try a “no-spend weekend challenge” once a month and redirect that saved cash to your trip fund.